2025 Bank of Canada Interest Rate Decisions

2025 Bank of Canada interest rate announcements

The scheduled dates for the interest rate announcements for 2025 are as follows:

• Wednesday, January 29 – DROP 25BPS (0.25%)
• Wednesday, March 12 – DROP 25BPS (0.25%)
• Wednesday, April 16 – NO CHANGE
• Wednesday, June 4 – NO CHANGE
• Wednesday, July 30 – NO CHANGE
• Wednesday, September 17 – DROP 25BPS (0.25%) – Prime 4.7%
• Wednesday, October 29 – DROP 25BPS (0.25%) – Prime 4.45%
• Wednesday, December 10 – NO CHANGE – Prime 4.45%

All 2025 Bank of Canada interest rate announcements will take place at 09:45 (ET), and the Monetary Policy Report will be published concurrently with the January, April, July and October rate announcements.

As of Dec 10, 2025 – the Prime Rate of Canada is 4.45%

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