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mortgagemom
the mortgage mom
mortgagemom.ca
best mortgage broker

Some of the rates offered by our fabulous lender partners

Strive T
4.24%

5 year fixed insured*

FN T
5.50%

5 year insured*
variable/adjustable

Scotia T
4.99%

5 year conventional

As of July 24th 2024 Canada’s prime rate is 6.45% with most financial institutions
*5 year term, 25 year amortization with less than 20% down or more than 35% down (high ratio or high down payment)

Quick & Easy Mortgage Calculations

Click the picture below to take you to many more calculators with even more powerful options.

mortgage calculator BC
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Contact me

(your new favourite mortgage broker)

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Mortgage Architects, A Better Way #12728
Langley, BC (but licensed in the whole province)
email: kerri@mortgagemom.ca
phone: 778-242-6183

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What clients say

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transparent & honest

No hidden fees. No hidden details.Everything out in the open, as it should be. I work for you, and will ensure that I match you with the mortgage products that work for your lifestyle & goals. Have Questions?

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education

I have an educational philosophy – I believe that a mortgage isn’t just “sign here” – I want my clients to understand why picking specific terms, or products matter more than others.

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Fast Pre-Approvals

Fast pre-qualifications because I know that time matters. Documents up front mean that when you’re ready to put in an offer on that perfect home, submission to a lender and approval won’t be far behind.

Just some of the fabulous lenders we work with

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First Time Home Buyers

I’m here to help you right from the start, all the way until you have your keys in your hands. I walk WITH you through the process, educating along the way to make sure you are confident with your purchase.

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Renewals & Refinance

Renegotiating your existing mortgage to get you better terms, or a better product, consolidate some debts, or maybe even a Line of Credit for you to do those home renovations you want to do.

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Investment Properties

Interested in getting and investment property to earn a return on the investment, either through rental income, the future resale of the property, or both? That’s something I can help you with.

announcement dates canada boc rate announcements

2025 Interest Rate Announcement Schedule Bank of Canada

2025 Interest Rate Announcement Schedule Bank of Canada

Are you ready for the Sept 4th Bank of Canada Rate Announcement?

As of Sept 4th Canada’s prime lending rate is now 6.45%! The Sept 4th rate announcement has be…

Will the Bank of Canada Deliver another 1.75% of Rate Cuts by the end of 2025?

Will the Bank of Canada Deliver another 1.75% of Rate Cuts by the end of 2025?

Borrowers may have welcomed recent rate cuts from the Bank of Canada, but TD Bank and CIBC predict a…