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    2026 bank of canada rate announcement schedule

    2026 Bank of Canada Rate Tracker

    Stay informed on the 2026 policy and interest announcements. Updates are published at 09:45 (ET).

    Current Bank of Canada 4.45% National Prime Lending Rate — As of March 18, 2026
    Wednesday, January 28, 2026 NO CHANGE
    Wednesday, March 18, 2026 NO CHANGE
    Wednesday, April 29, 2026 TBA
    Wednesday, June 10, 2026 TBA
    Wednesday, July 15, 2026 TBA
    Wednesday, September 2, 2026 TBA
    Wednesday, October 28, 2026 TBA
    Wednesday, December 9, 2026 TBA

    Expert Analysis: Navigating 2026 Rate Shifts

    The Bank of Canada’s 2026 policy announcements are crucial for BC homeowners, especially those facing the significant mortgage renewal cycles of 2026. Understanding interest rate directions helps determine whether to lock in a fixed rate or stay with a variable mortgage. While our 2026 interest rate tracker provides clarity, the real strategy lies in the Monetary Policy Report insights published quarterly. See all Bank of Canada updates here.

    View the 2025 policy announcements archive →

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