Best Mortgage Broker, Mortgage Calculator, Rates & More

Remember, it’s not just about rate

But here’s some current starting points

Insured*

3.99%

5 year fixed

Insured*

3.75%

5 year vrm/arm

Uninsured

4.39%

3 year fixed

As of March 18, 2026 Canada’s prime rate is 4.45% with most financial institutions
*5 year term, 25 year amortization with less than 20% down (high ratio insured)

Quick & Easy Mortgage Calculations

Mortgage Calculator

Purchase Price:

Down Payment: %

Interest Rate: %

Amortization: yrs

Payment Frequency:

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* This calculator provides estimates only. Actual mortgage payments may vary based on lender requirements, insurance costs, property taxes, and other factors. Consult with a mortgage professional for accurate rates and terms.

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Contact me

(your new favourite west coast, east coast mortgage broker)

BC Licensed with Mortgage Architects, A Better Way
C325 – 20178 96 Ave, Langley BC V1M0B2

Nova Scotia Licensed with Mortgage Architects Inc
West Pubnico NS B0W2C0

email: kerri@mortgagemom.ca
phone BC: 778-242-6183
phone NS: 782-512-9292

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What clients say

Programs and Core Values

Where we can help, and the philosophies we follow.

No hidden fees. No hidden details. Everything out in the open, as it should be. I work for you, and will ensure that I match you with the mortgage products that work for your lifestyle & goals. Have Questions?

I’m here to help you right from the start, all the way until you have your keys in your hands. I walk WITH you through the process, educating along the way to make sure you are confident with your purchase.

I have an educational philosophy – I believe that a mortgage isn’t just “sign here” – I want my clients to understand why picking specific terms, or products matter more than others.

Renegotiating your existing mortgage to get you better terms, or a better product, consolidate some debts, or maybe even a Line of Credit for you to do those home renovations you want to do.

Fast pre-qualifications because I know that time matters. Documents up front mean that when you’re ready to put in an offer on that perfect home, submission to a lender and approval won’t be far behind.

Interested in getting an investment property to earn a return on the investment, either through rental income, the future resale of the property, or both? That’s something I can help you with.

Life doesn’t happen between 9–5. I’m available when you need me, whether that’s evenings or weekends, so you’re never stuck waiting when timing matters most.

If your credit isn’t quite where you want it to be, I’ll help you build a plan to improve it so you can qualify for better mortgage options when the time is right.